Pre-Authorized Debits (PADs) can be the most efficient and cost-effective way for consumers and businesses to make certain payments such as a mortgage, utility, membership dues, and insurance.

Payments Canada recently proposed several amendments to the Pre-Authorized Debits Rule, last reviewed in 2008. With the increasing level of technological advancements and market demands of Canadians who want greater flexibility and choice of Payment Service Providers (PSPs), Payments Canada is proposing changes to the PADs Rule to meet these evolving needs.

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One of your employees has informed you that they did not receive their payroll direct deposit. What happened? What will happen to the funds that you have sent them? There are several reasons why this employee may not have received their funds but the most common reason is they may have overlooked informing you of a change in their banking or personal information.

Here are some best practices that may help to reduce the risk of this happening to your employees.

Send Out Quarterly Reminders for Profile Updates

Sending out quarterly email reminders to employees with a read-receipt request allows them ample time to update their banking or personal information and will keep you in the loop as to who has read the email and who hasn’t for easier follow-up. Also, for security reasons, accepting a change of information via email is not recommended.

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We would like to congratulate and welcome Kevin Sokolowski as he assumes the role of President, here at Telpay!

Kevin has spent over two decades in development and operations roles at local and global organizations, including leading Development, Information Technology, Information Security, and Labs teams at Payworks. Kevin will be bringing his wide breadth of experience in innovation, security/privacy, and electronic payment processing and technology to our leadership team in this new role.

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As we move back into in-person networking events, MEIA’s annual Emerging Ideas conference covered many pressing environmental issues from the recent COP26 commitments to Covid recovery, from carbon markets to continuing Indigenous communities’ successes and ongoing challenges.  The conference title “NET-Zero Future: Investing in Sustainability” suggests the goal and the path to success.  If we are to achieve net-zero, we must invest.  The “Perspectives from the Next Generation” panel proved that the current crop of Environmental Studies students are information and solution-oriented, creating a cautious optimism so long as the imperatives of change are met.

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The modern workforce is evolving.

Non-traditional work arrangements, such as remote work, freelancing, contract work, and part-time work, are gaining popularity with the introduction of innovative technological platforms, such as Zoom and Microsoft Teams.

According to a survey conducted by Randstad Canada, non-traditional workers already make up to 30% of the workforce and this number is expected to grow. Workers and employers prefer these alternatives to traditional employment for the benefits they can provide. Workers can enjoy the autonomy and flexibility offered by non-traditional work arrangements, whereas employers can engage workers on an as-needed basis and assess the suitability of candidates before permanently hiring them.

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